Sydney based. Australia wide.
Bookkeeping &
finance support.
Better books. More headspace.
Xero bookkeeping, payroll and month-end support that keeps the everyday numbers moving. Hand over the bookwork, understand what needs attention and get back to running your business.
Work with a qualified accountant you can talk to.
Clear inclusions. Fees agreed before we start.
Less catching up.
A routine you can rely on.
When the books keep slipping to the end of the week, the work builds up. So do the unanswered questions.
We help small businesses organise their records, reconcile their accounts and establish a workable finance routine. Your engagement sets out who does what, when the work happens and what information you receive.
Keep your existing tax accountant and use our bookkeeping-only support. For help with returns and lodgements, explore tax and accounting services, or combine the books with agreed tax and BAS work through Books Taken Care Of.
What can we take off your plate?
Choose the bookkeeping and payroll plan that fits. Additional month-end reporting, setup and recovery work can be agreed separately.
Give every transaction a place.
Transaction coding, bank and credit-card reconciliation, and follow-up on missing information. We work through the queries that can leave your accounts incomplete or difficult to trust.
The routine: bookkeeping within your agreed account and transaction limits, with a monthly records update. You provide invoices, receipts and answers to outstanding questions.
Make payday a planned process.
Small Team and Growing Team plans include one regular weekly, fortnightly or monthly pay schedule, payslips, Single Touch Payroll (STP) reporting, annual STP finalisation and super calculation and payment preparation.
Your role: provide approved timesheets, pay rates and employee details, approve each pay run, and authorise and fund wages and super. Complex payroll and extra schedules are quoted separately.
Know what sits behind the balances.
Need more than routine bookkeeping? We can scope month-end accounts, balance-sheet schedules and management reporting around the information you need to run the business.
Agreed separately: reporting packs, additional month-end work and explanations of significant movements. See what makes a useful monthly management report.
Get the starting point right.
We can assess overdue reconciliations, unresolved balances and a Xero setup that no longer fits. The aim is to establish a workable process for collecting records and keeping the books current.
Agreed separately: historical cleanup, migration, system setup and process improvements. Any recovery work is assessed and priced before it starts.
Questions are welcome.Routine phone and email questions about our agreed work are included.
Responsibilities are clear.We agree the records, approvals and timetable on both sides.
Changes are discussed.If volumes or complexity change, we discuss scope and fees before extra work.
Keep your accountant.
Hand over the bookwork.
These are standalone bookkeeping plans for eligible service businesses using Xero. Tax returns, annual financial statements, BAS/IAS lodgement and quarterly accounting check-ins are excluded.
Essentials
From$200+ GST per month
$220 including GST per month
- Up to 100 bank transaction lines per month
- One bank account and one card
- Monthly bookkeeping and reconciliation
- Monthly records update
- No payroll processing
Small Team
From$350+ GST per month
$385 including GST per month
- Up to 100 bank transaction lines per month
- One bank account and one card
- Monthly bookkeeping and reconciliation
- Payroll for up to 5 employees
- One regular pay schedule
Growing Team
From$750+ GST per month
$825 including GST per month
- Up to 300 bank transaction lines per month
- Up to four bank/card accounts in total
- Fortnightly bookkeeping; monthly reconciliation
- Payroll for up to 20 employees
- One regular pay schedule
12-month initial term. Standard setup: $250 + GST ($275 including GST). Xero subscriptions, historical cleanup and payroll migration are extra. Published fees suit straightforward service businesses with current records, no inventory and no complex foreign transactions. Broader needs receive a written quote.
First-year totals, transaction limits and payroll conditions
Including the standard setup fee and GST, the first-year starting totals are $2,915 for Essentials, $4,895 for Small Team and $10,175 for Growing Team. Xero and separately agreed extra work are excluded.
One bank statement entry is one transaction line, including each side of a transfer. Splitting or matching an entry does not reduce the count. Employee limits count everyone paid in a calendar month, including paid directors.
Payroll assumes standard Xero payroll, approved pay rates and complete employee records. Multiple pay schedules, off-cycle runs, complex award interpretation, backpay, termination calculations and historical corrections require a separate quote. The employer remains responsible for entitlements, accurate inputs and timely payment.
Compare all bookkeeping inclusions and payroll conditions and read the scope and billing terms.
Want bookkeeping, tax and BAS together?
Books Taken Care Of combines bookkeeping with the agreed annual tax work, up to four quarterly BAS, routine PAYG withholding IAS where required, accountant access and a quarterly check-in. Essentials starts from $249 + GST/month for eligible sole traders ($273.90 including GST) or $390 + GST/month for eligible companies ($429 including GST), without payroll processing.
These are combined plan fees. Essentials starting prices apply to straightforward service sole traders below $200,000 or companies below $500,000 annual revenue, within the stated limits. The 12-month term, setup fee and separately charged extras also apply.
Compare Books Taken Care Of, payroll options and total costsGet organised.
Then keep the routine moving.
Show us where things stand.
We review your software, transaction volumes, accounts and payroll needs. Tell us about overdue work, upcoming deadlines and what you want to hand over.
Set the scope and the fee.
We confirm the recurring work, any cleanup, reporting frequency and responsibilities. Your proposal explains what is included and what would need a separate quote.
Build a workable timetable.
We agree how records are shared, when payroll inputs are due and how queries are resolved. Timely information and approvals keep the work moving.
What will we need from you?
Usually, access to your accounting records, invoices and receipts, bank and card statements, and approved payroll information where relevant. We confirm the requirements and secure sharing arrangements during onboarding. Please use the enquiry form for your contact details, rather than financial files or identity documents.
Good records.
Someone to talk them through.
Vishal Bishnoi, CA · Principal & Director
Target Advisory brings bookkeeping, accounting and commercial finance support together, with the work and fee agreed around your needs. Vishal brings experience in finance business partnering, reporting and systems, with a practical approach to explaining the numbers.
Based in North Sydney, we work with businesses online across Australia. Local meetings are available by arrangement. Meet Vishal and learn about Target Advisory.
If your question is about future cash requirements, profitability or a growth decision, explore our Virtual CFO services.
Bookkeeping questions, answered.
Can I keep my existing accountant?
Yes. Our bookkeeping-only plans can sit alongside your existing tax accountant. We agree responsibilities for queries, BAS and year-end information so the handover is clear. You can also choose a combined accounting and bookkeeping plan if you want us to handle both.
Does bookkeeping include BAS and tax returns?
Bookkeeping-only plans exclude BAS/IAS lodgement, tax returns and annual financial statements. Books Taken Care Of includes agreed tax and BAS work within its eligibility and scope. We explain which arrangement you are choosing before you engage.
Can you help if my books are overdue?
Yes, we can assess the backlog and identify the information needed. Historical cleanup is quoted separately from the ongoing monthly routine. Tell us about urgent dates at the start so we can discuss what is practical.
Do I need to use Xero?
Our published packages use Xero, with the subscription paid separately. If you use another system, we review whether support on that system or a migration is appropriate and quote before starting. You do not need to move software before contacting us.
How often are the accounts updated?
Essentials and Small Team include monthly bookkeeping and reconciliation. Growing Team includes fortnightly bookkeeping with monthly reconciliation. Payroll follows the agreed weekly, fortnightly or monthly pay schedule. Timing depends on receiving the required records and approvals.
What is included in payroll support?
Small Team covers up to five employees and Growing Team up to 20, with one regular pay schedule. Payslips, STP reporting and annual finalisation, and super calculation and payment preparation are included. You approve the inputs and pay run and authorise and fund payments. See the pricing conditions for separately quoted complex or additional work.
What is the difference between bookkeeping and Virtual CFO support?
Bookkeeping focuses on organised records and reconciled accounts. Virtual CFO support adds agreed forecasts, analysis and commercial guidance for future decisions. Custom reporting and finance support can be scoped between these levels. Read our guide to bookkeepers, accountants and fractional CFOs.
Give the books a routine.
Give yourself some room.
Tell us what is taking up your time. We will work out the right starting point together.
An enquiry does not commit you to a plan.