Virtual CFO · Accounting · Tax
Your ambition.
Our accounting.
Know where you stand. See where you can go.
Fractional CFO, Accounting and Tax support to help you manage cash flow, understand profitability and plan your next move.
Clear scope. Agreed fees. Dedicated support.
One clear place to start.
Make a business decision, keep your accounts in order or hand over the bookwork. Each service has its own scope and an agreed fee.
Plan the next move
Virtual CFO &
business decisions
Understand cash flow, profitability and what your next hire or growth plan will need. Choose a focused project or ongoing CFO support.
Explore Virtual CFO support ↗Keep the foundations sound
Business accounting
& tax
Tax returns, BAS and annual accounts, with clear responsibilities. Get a defined job done or choose support through the year.
Explore accounting & tax ↗Hand over the routine
Bookkeeping
& payroll
Current records, reconciliations and agreed payroll support. Compare bookkeeping on its own or combined with tax and BAS work.
Explore bookkeeping & payroll ↗From reports to decisions
Know what the numbers
mean for your next move.
A useful finance conversation connects performance, cash and the decision ahead. We help make the assumptions visible, test what could change and agree what to follow up.
Start with a cash flow, hiring or profitability question. For ongoing support, agree a reporting pack, forecast updates and a regular financial review.
Compare CFO engagement options ↗See the work
A CFO report you can follow.
Explore a fictional service business: a monthly performance review, a 13-week cash forecast, a late-payment scenario and an action list.
View the illustrative CFO report ↗Illustrative figures and assumptions. Your deliverables are agreed around your business.
Growth brings
different questions.
Can we afford the next hire? Which services earn their margin? How much cash does a new contract need? Work through the numbers with your principal adviser.
Talk through your next decision ↗The numbers behind
your next intake.
Experience across higher education and VET, connecting enrolments, fee collection, delivery costs and financial reporting.
Explore education & RTO finance ↗Need the essentials taken care of?
Monthly accounting from $149 + GST for eligible sole traders. BAS from $150 + GST ($165 incl. GST). Compare company, bookkeeping and payroll options, with inclusions, setup fees and terms explained.
An accountant you can
actually talk to.
You should feel comfortable asking your accountant a question. Phone and email access are part of every engagement, including one-off work.
Ask about the work we’re doing for you, or tell us what is changing. If you need a separate piece of advice or a project, we agree the work and fee first.
Meet your finance partnerTarget Advisory team was professional, approachable, and made the whole process feel easy and stress-free. Communication was clear throughout, and I felt well supported. I would happily recommend them.
I’ve known Vishal for over 10 years and he has always been professional, reliable, and easy to deal with. I completely trust his advice and wouldn’t hesitate to recommend Vishal and Target Advisory to anyone looking for professional financial guidance.
I had a great experience with Target Advisory. Vishal was professional, knowledgeable, and extremely patient in explaining every step of the process. He took the time to understand my situation and provided clear, practical advice that really helped me make confident financial decisions. His communication was excellent, and he always responded promptly to any questions I had. I truly appreciate his honesty and dedication to helping his clients. Highly recommend Vishal and the Target Advisory team!
I had an outstanding experience with Target Advisory. Vishal made sorting out my finances incredibly easy and efficient. His professionalism and confidence put me at ease as first time customer. His expertise and attention to detail and follow up skills ensured a seamless process. I highly recommend Target Advisory 100% satisfaction!
Very impressive of how quickly and professional the services that Target Advisory has provided. Vishal has been really helpful and patience in providing guidance and professional advice which is very much beneficial to our organisation. Problems resolved in an efficient way with Vishal’s assistance. Target Advisory is highly recommended and we shall return for further services in the future.
Vishal has been known to me for more than 10 years and in that time his professionalism and consistency in client care have remained steady and reliable. His knowledge is both deep and practical and he takes the time to ensure clients understand each step of the process before decisions are made…
… In a sector where trust is earned over time, Vishal has earned mine many times. His follow up is timely. His guidance is measured. His attitude is grounded and respectful. I have no hesitation in recommending him to any individual or business seeking financial support, planning or advice.
Great experience all round. Exceptional service and advice. Couldn’t be happier and I recommend them to the highest level. Brilliant. I’ll be back every year.
It was great dealing with Vishal and his team. I’ve worked with Vishal for a while, he’s genuinely professional, detail oriented and always focused on adding real value. Target Advisory provided great customer experience through advanced personalisation, seamless omnichannel engagement, and leveraging modern technology. I would highly recommend Target Advisory.
Easy to start.
Clear from day one.
Let’s get acquainted.
Your business, your priorities and the things keeping you busy. We start by listening.
Agree the plan and fee.
We’ll explain the work, what we’ll need from you and what it will cost before we begin.
Put the plan to work.
Practical support, useful conversations and a clear rhythm for the work ahead.
Worth a read.
Useful in business.

Making a profit. Still short on cash?
Your profit report looks healthy, but the bank account tells a different story. Follow the money through unpaid invoices, stock, loans and owner payments.
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Tax planning works better before the June rush
Start with a reliable profit forecast and the cash your business needs. Then assess deductions and decisions against the rules for the right year.
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Your next intake needs a cash forecast
Enrolment targets tell only part of the story. Build a forecast around paid starts, teaching capacity and the weeks when fees actually arrive.
Read the articleYour next chapter.
Let’s get the numbers right.
Tell us what’s happening in your business. We’ll work out the next step together.
